Money Quest

Description

Money Quest is a curriculum ready textbook for grades 3 and 4. Complete with assignments, class discussions, worksheets with answers, fun mazes, crosswords and word find puzzles, this book is designed to fulfill the financial literacy components for 3^rd and 4^th grade.

Table of Contents:

Chapter 1: The Royal Family

Chapter 2:  Princess Heidi and the Puppy

Chapter 3:  Alexander and the King Make a Plan

Chapter 4:  Princess Heidi Receives an Allowance

Chapter 5:  Alexander Makes a Budget

Interlude

Chapter 6:  Alexander Makes a Profit

Conclusion

Mazes, Word Find, Crossword Puzzles

Answers

Appendix : Curriculum covered:

3^rd Grade Curriculum

Economics. The student understands the purposes of earning, spending, saving, and donating money. The student is expected to:

(A)  Identify ways of earning, spending, saving, and donating money; and

(B)  Create a simple budget that allocates money for spending, saving, and donating.

(C)  Identify examples of how a simple business operates;

(D)  Explain how supply and demand affect the price of a good or service;

(E)  Explain how the cost of production and selling price affect profits;

Personal financial literacy. The student applies mathematical process standards to manage one’s financial resources effectively for lifetime financial security. The student is expected to:

(A)  Explain the connection between human capital/labor and income;

(B)  Describe the relationship between the availability or scarcity of resources and how that impacts cost;

(C)  Identify the costs and benefits of planned and unplanned spending decisions;

(D)  Explain that credit is used when wants or needs exceed the ability to pay and that it is the borrower’s responsibility to pay it back to the lender, usually with interest;

(E)  List reasons to save and explain the benefit of a savings plan, including for college; and

(F)  Identify decisions involving income, spending, saving, credit, and charitable giving.

4^th Grade Curriculum

Personal financial literacy. The student applies mathematical process standards to manage one’s financial resources effectively for lifetime financial security. The student is expected to:

(A)  Distinguish between fixed and variable expenses;

(B)  Calculate profit in a given situation;

(C)  Describe how to allocate a weekly allowance among spending; saving, including for college; and sharing; and

(D)  Describe the basic purpose of financial institutions, including keeping money safe, borrowing money, and lending.