Here are some tips for summer job hunting and a few hints on how to start saving money for college: Start mid spring. Don’t wait until school is out - the market will be flooded with students looking for a summer job. Start dressing every day as if you have a job interview. Make sure your clothes are clean and pressed. Pull up those pants - the only crack an interviewer wants to see is in the sidewalk. And girls, cover up the girls. Then, since you’re dressed - every place ... continue reading...

With Valentine’s Day right around the corner, some of us might be inclined to go overboard, trying to show the one we love, that we love them. Wouldn’t it be smarter if we didn’t go into debt doing it? There are some ‘thrifty’ ways to shower your loved one on Valentine’s Day: Flowers are flowers. Your local grocery stores, Sams and Costco carry a lovely selection of flowers for a fraction of the price compared to a florist. And, in my experience, those ... continue reading...

Just because you have a credit card does not mean you are free to charge it to the max. You still have to pay for what you buy, and depending on your interest rate, this could take a long time.For example: Say you spent $150 on a shirt at the store, credit card is 22% interest, $10 month minimum payments – which go down as your balance goes down.$150 x 22% interest - only making minimum payment will take 18 months to pay off. Plus $28 total interest paid. $150 + $28 = $178 total. This ... continue reading...

Young adults need to be concerned with good credit from the get go, as teenagers. Many young adults actually start late (age 21, 22) in building good credit, where others by that age have already destroyed their credit. As soon as a person starts to do anything at all with credit, they need to be concerned in building good credit. It takes years to build good credit, and only a few months to destroy it. Once it is destroyed, it can take 7 to 11 years to rebuild again.The legal age for a ... continue reading...

This column is all about getting discounts, on restaurants, tours, hotels, and car rentals.I love to travel, and with the way prices keep going up, getting discounts is the only way to still be able to afford it. So for fellow travelers and even for those that just needs a hotel for a couple of nights, this column is for you!For hotels, I start with the main search sites, Expedia and Travelocity. I’m a bit OCD about getting the most for the least amount of money. After narrowing down the ... continue reading...